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Shariawiz Review 2021

Created by a team of US-based lawyers and Sharia law experts over the period of three years, Shariawiz offers estate planning forms that are compliant both with state laws and with Sharia rules of inheritance. Even though this service is relatively new, Shariawiz has the potential to become an important estate planning tool for many devout Muslim Americans.

So, is Shariawiz safe? In this Shariawiz review, we will talk about the legitimacy of the website, the services it offers, and its main features.

Services:

  • Last will and testament
  • Living will
  • Living trust
  • Medical Power of Attorney
  • Financial Power of Attorney
  • Will Codicil

Map:

Value for Money:

Great
Overall rating91.1%
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Updated Jun 04, 2021
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Pros and cons

  • Shariah compliant Last Will
  • Unlimited will updates for life
  • Review completed documents before purchase
  • Endorsed by Islamic Relief
  • Comprehensive Islamic Trust
  • No option for live chat support

Editorial Notes

Shariawiz is an online will-making service for Muslim Americans. Shariawiz estate planning documents include a Sharia-compliant last will and testament, living will, living trust, and financial power of attorney. One unique feature that this service offers to its clients is the Shariawiz calculator, which allows people to calculate what share of their estate each family member should receive according to Islamic law.

Credibility: Is Shariawiz Legit?

Established in 2020
Registered in Hasbrouck Heights, NJ
Google Rating
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BBB grade Pending accreditation

Shariawiz is a relatively new company that does not have any reviews on Google as of May 2021, while its application to the BBB is still pending. It is also not a law firm; therefore, it should not be used as a complete substitute for attorney advice. At the same time, Shariawiz was created together with Sharia scholars, and the service is widely regarded by Islamic scholars and organizations all over the world. The service has been audited by Raqaba and endorsed by Dr. Wael Hallaq, Imam Zaid Shakir, Dalia Mogahed, and others. Additionally, the company's partners include Islamic Relief, the Supreme Council of Islamic Affairs North America (SCIANA), IslamiCity, and numerous other organizations. Because of everything listed above, we can conclude that the service is well-respected in the Islamic world.

Is Shariawiz safe? Is Shariawiz secure?

To ensure the safety of its clients, Shariawiz transmits sensitive information using Secure Socket Layer (SSL) technology and requires users to enter a password to access their accounts. Their platform also uses Amazon Web Services (AWS), which implements robust security protocols to prevent cyberattacks. As a result, you can be certain that the information you enter on Shariawiz will remain safe.

Shariawiz Services and Pricing

Services offered by Shariawiz are a little more expensive than those offered by non-Islamic will providers, however, this price is justified, as all estate-planning documents offered by Shariawiz are extremely comprehensive. For instance, their Islamic will includes an agreement for spouses to waive their state inheritance rights in exchange for receiving their Islamic inheritance. People who live in community property states also receive a Community Property Agreement. Additionally, each customer receives an Islamic Inheritance Manual that can be used by the executor of the will to recalculate inheritance shares if necessary.

Shariawiz customers have the option to purchase documents separately, or save $47 by purchasing a package that includes a last will and testament, financial power of attorney, and living will. The Shariawiz website also has an inheritance calculator that anyone can use for free.

Services one-doc Package Subscription
Last will and testament $199.00
Living will $59.00
Living trust $499.00
Medical Power of Attorney *
Financial Power of Attorney $39.00
$250
* Medical Power of Attorney is included with the Living Will

Islamic Will

Just like a secular will, an Islamic will outlines all the assets in your estate and expresses your wishes as to how those assets should be distributed to your Islamic heirs after you pass away. In addition, an Islamic will is compliant with Sharia law guidelines for estate distribution. Unlike other companies, Shariawiz allows the person creating the will to give Final Instructions in their own words, allowing you to keep your voice when expressing your final wishes.

Health Care Directive

Shariawiz provides the only Sharia-compliant health care directive. This document combines a living will with medical power of attorney. A medical power of attorney allows you to appoint a person who will make decisions regarding your healthcare if you are incapacitated. Shariawiz offers the only healthcare directive that allows for Sharia-compliant organ donations. A living will is used to instruct your family and medical staff to follow Islamic principles when making end-of-life decisions. While medical staff will traditionally strive to honor religious requests from the family, you can avoid the potential of stressful legal hurdles or run-ins with hospital protocol if you have a certified living will ready to go.

Financial Power of Attorney

This document appoints a person who can make financial and legal decisions on your behalf. This is especially important with larger and/or more complicated estates, as well as situations where there could be a conflict of interest based on who stands to inherit your assets.

Islamic Trust

A Shariawiz trust can be used to transfer ownership of your estate to a trustee who can then manage and distribute the assets in line with Islamic law. Shariawiz is the only service that offers a Sharia-compliant Islamic trust-based estate plan in the US.

Marital Agreements Specific to Each State

Depending on the estate laws of the state where you reside, you may need to prepare a Marital Waiver of Elective Share or a Community Property Agreement to ensure that your property is distributed according to your will. Shariawiz provides these documents together with the last will when necessary.

Attorney Support

Shariawiz is not a law firm, so they are not authorized to give legal advice and they do not provide attorney consultations or advice to their clients. However, if you have a complicated estate or simply want to use an attorney instead of a website to create your will, their customer support can provide you with the contact information of law firms that specialize in estate planning.

Shariawiz: Strengths

  • Speed – you can have a Sharia-compliant will in just 15 minutes.
  • Approved by Sharia scholars – all forms are created by lawyers in collaboration with Sharia experts.
  • They uphold the Islamic charitable giving tradition – Shariawiz hopes to reignite the Sadaqah Jariyaa tradition by donating part of their proceeds to Muslim projects and organizations.
  • Helpful prompts – as you are creating a will, Shariawiz will show you useful reminders, religious insights, and other tips.
  • Live customer service – the website offers customer support by phone during standard business hours (9-5 EST Monday through Friday). Outside of these hours, customers can submit questions via email. The emails are moderated continuously in the evenings and during the weekend.

Shariawiz: Weaknesses

  • Not suitable for complex estates – if your family situation and estate are unusually complicated, you should hire a lawyer to create a will for you.
  • New on the market – since Shariawiz is a new platform, you may encounter some technical issues when using it and it may not have all the services you need.
  • High price – the cost of services is higher compared to online will prices set by other providers. However, the services offered by Shariawiz are very comprehensive, so the price is justified.

Compare Shariawiz

Below, you can find links to several online will maker reviews which will allow you to see how Shariawiz compares against its competitors. It's important to note that Islamic wills are significantly different from secular wills offered by most online will makers. While you may be able to use a secular will-maker to create your will, if you need a Sharia-compliant last will, it's best to choose Shariawiz, as they are the only Islamic online will-making service that offers the entire suite of estate planning documents. Their primary Sharia-compliant competitor MyWassiyah offers only last will and testament forms.

As for the comparison with secular will makers, Shariawiz and its competitors Rocket Lawyer, Tomorrow.me, and Fabric all have mobile apps that customers can use to create wills, while many other companies only offer web-based platforms. Just like LegalZoom, Shariawiz customers can purchase estate planning documents separately or as a bundle to save money.

Additionally, Shariawiz is not a law firm and it does not offer attorney support, while secular will companies like US Legal Wills and Trust & Will offer attorney consultations on their sites. However, if you want an attorney to check your Islamic will, Shariawiz can refer you to a licensed lawyer. Like most other online will makers, Shariawiz has separate forms for people from different states.

Payment structure Flat fee
Free trial No
Guarantees 30-day money-back guarantee
States covered All except LA
Attorney Support By referral
Attorney Cost Determined by attorney

Ease of Use

Instructions Yes
Output format PDF
Turnaround Time Instant
PlatformWeb/iOS/Android
Updates Yes

Shariawiz makes it very easy to create a will or a trust if you have a simple estate. The interface of the website is user-friendly: customers are given helpful tips and useful information about Islamic will-making, and you can view the document you’ve prepared before paying for it.

Unique Functions Offered by Shariawiz

Here are some Shariawiz features that are unique to their site:

Inheritance Calculator

Shariawiz inheritance calculator allows you to calculate what share of your estate should go to each of your Islamic relatives. This is the only Islamic inheritance calculator certified by religious scholars that’s available in English.

Shariawiz Halaqa

This is a resource center where users can find facts about Islamic law. All the articles are written by Sharia experts to provide accurate and detailed information on different aspects of Islamic inheritance.

Unique Sharia-compliant solutions

ShariaWiz has developed several Sharia-compliant legal solutions that are unique to the US Islamic estate planning market. For instance, the website allows you to add charitable bequests to your will, put your wife's contributions to the marriage as a debt against your estate, and provide a life estate in a residence to your wife or husband. Additionally, there are several Sharia-compliant inheritance options for individuals with non-Muslim relatives and those who don't have any Islamic heirs.

FAQ

What is included in a standard estate plan?
An estate plan typically consists of a last will and testament, power of attorney, and living will.
How is an Islamic will different from a secular will?
An Islamic will contains the same information as a secular will, meaning it lists obligations that need to be paid upon your demise, provides bequests, and states your wishes regarding end-of-life matters and burial rituals. The main difference is that an Islamic will seeks to divide your estate in accordance with Sharia inheritance rules.
Is it possible to create a joint Sharia-compliant will with your spouse?
No, a joint will where each of the spouses leaves the other person their entire estate is not permitted under Islamic law, since each spouse has certain gender-specific obligations to fulfill.
How do I update the forms I created with Shariawiz?
To update the documents you created with Shariawiz, just visit the website’s Dashboard and make the necessary changes.
What is the Shariawiz refund policy?
If you are not happy with the services Shariawiz provided, you can request a refund within 30 days of purchase.

Bottom Line

Shariawiz was created by lawyers and Sharia experts. It is a new service that’s still being developed and updated, but the company is already well-regarded by the Islamic community all over the world. The platform already allows customers to create most common estate planning documents, including Islamic trusts. The company has a robust app available both on Android and iOS devices, which has very positive reviews, although the feedback is sparse. Shariawiz is a useful estate planning tool for Muslim Americans, but individuals with unique or complicated estate situations would benefit from additional end-of-life legal resources.

Ratings

Credibility
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Services
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Usability
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Features
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Total
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